Ahead — stay ahead of the month.
Envelope budgeting for an Indian household. Every rupee that arrives is given a job before it is spent, on one set of books that two people keep together. Money lent inside a family is tracked as a loan, not a memory.
The problem it answers: most money apps tell you what last month cost, and that changes nothing about this one. Ahead plans the month before it starts, and shows you where it gets tightest while there is still time to do something about it.
How it was built says a lot about how we work. The budget engine was specified before it was written. The maths lives in the documentation as worked examples, and those examples run as the test suite, so the arithmetic cannot drift without a test going red.
What it does
- Envelope budgetingEvery rupee that arrives gets a name before it is spent.
- One set of booksTwo people keep the same accounts, with roles and a read-only view.
- Loans between peopleMoney lent and repaid, tracked so both sides agree on the number.
- Where it gets tightA forward look at the month that shows your lowest point before you reach it.
- No bank linkingManual entry by choice. No banking credentials are held anywhere.